One of the biggest discussion topic these days is Interest Rates and which one is better for medium to long term. In 2022, financial experts have been homing in on mortgage rates. Market analysts believe the Bank of Canada (BoC) will raise interest rates. The debate among housing observers, economists and investors is by how much. And with all this talk of fixed vs variable rate mortgages, what is the difference between the two products anyway? Let’s explore. With Canada’s inflation rate the highest it has been since 1991, some anticipate the central bank will be aggressive on rate hikes, while others believe…

Obtaining the perfect mortgage plan to finance your dream home requires negotiating for a favorable offer and terms from the right lender. However, finding a mortgage lender means putting in time and effort and potentially spending a lot of money. For a first-time borrower, it can be difficult and a challenge for you. To save you the trouble, it is best to consult a mortgage broker who will do all the legwork of connecting you with various lenders and help you find the best deal.

Securing a mortgage can help you purchase a new home for your family, leading to a lifetime of happy memories. However, when it comes to mortgages, clients have a ton of questions but often find answers difficult to come by. 

When you decide to apply for a mortgage, there are more than a few things you need to consider – applications, credit score, paperwork, etc. For most people especially first time home buyers who do not know much about the whole process, it becomes even more challenging.

I am Deep Das, the founder of Mortgage Finance by Deep Das. 

I would like to tell you more about myself and hope you enjoy getting to know me better.

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