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Mortgage Pre-approval

Mississauga Mortgage Agent

When you are pre-qualified for a mortgage, a lender has simply given you a good idea of how much you may be able to finance to buy your home. When you have got a pre-approved mortgage, a lender has made an actual commitment (subject to conditions such as a property valuation) to loan you money. Mortgage pre-approval should be your first step when you are seriously looking for a home to buy. A mortgage pre-approval can help get an estimate of how much you can afford to spend on your home. “Pre-approval” is a valuable tool. This means that the lender has checked your credit to approve a specific mortgage/loan amount; usually for a particular time period such as 120 days, based on the information provided.

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